Do you need Debt Advice?
As our name suggests, Debt Options can help you find the right solution. Our team have over 11 years experience assisting people with serious debt problems and have helped thousands of people with debt management programmes or IVAs.
We are completely independent and are not funded by, or connected with any lender. This means we can offer a completely impartial service, whichever route you choose to select, be it an IVA, Debt Management Programme, a Trust Deed (if you live in Scotland) or advice on Bankruptcy.
Let us take the worry out of your debt problems
Contact Debt Options now!
Debt problems? – Don’t be afraid of dealing with your debt!
With economic conditions in the UK still very testing, debt problems continue to mount up for a large proportion of the population. Mortgage repayments, credit card debt and other forms of debt obligation can quickly grow to unmanageable proportions and spiral out of control, particularly if a change in circumstances such as redundancy or a reduction in working hours is thrown into the mix. Sometimes, poor spending habits are also a factor, contributing to debt problems without us really being aware of what is going on.
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Debt Problems in the UK
Debt problems are on the increase in the UK, with many consumers finding it hard to balance the demands of mortgage repayments, credit card debts and the everyday expenses of running a household. With many also dealing with the threat of redundancy or the pain of losing their jobs, it’s inevitable that debt problems in the UK are on the increase.
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IVA Information
IVAs, or Individual Voluntary Arrangements, were first introduced to the UK in 1986 under Part VIII of the Insolvency Act 1986. An IVA is formal proposal for repayment of debts that is presented to creditors via an Insolvency Practitioner. IVAs usually relate only to the claims of unsecured creditors, and do not affect the claims of secured creditors. However, some IVAs do also cover the rights of secured creditors.
Debt Options is a trading style of Financial Management Limited. We are a professional organisation whose company principals have over 11 years experience in assisting people with serious debt problems . In that time we have found debt solutions for many thousands of people. Many of the people we have helped have now completed their IVA or debt management plan, and are comfortably living within their means.
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